Loading...
International Student Insurance

Get a quote

Get International Student Insurance Quote. Enter details and click 'Get Quote' button.
416-871-3571 and let us explain you how in simple language.

1st Applicant

Pre-existing Medical Condition

2nd Applicant

Pre-existing Medical Condition

International Student Insurance

Canada welcomes over 500,000 international students every year from across the globe. Students choose Canada not only for its world-class education system but also for its high standard of living.

While Canada has an excellent healthcare system, it primarily serves permanent residents and citizens. International students, however, are not eligible for government-funded healthcare benefits. That’s why International Student Insurance is essential—it ensures that students studying in Canada are protected in case of medical emergencies, illness, or accidents.

What is International Student Insurance?

Your provincial health coverage in Canada (GHIP) provides limited or no protection outside your home province or abroad. Medical treatment in other countries, especially the U.S., can be extremely expensive and may require immediate upfront payment.

International Student Insurance is a mandatory health insurance plan for students coming to Canada on a study permit. It provides coverage for:

Emergency medical care

Illnesses and accidents

Pre-existing conditions (if applicable)

Other essential healthcare services

Coverage varies depending on the province. While some provinces include international students under their health plans, others (such as Ontario, Prince Edward Island, and Yukon) do not. In such provinces, students must either join a University Health Insurance Plan (UHIP) or purchase private health insurance.

Regardless of where you study, you must have health insurance while in Canada.

Typical Coverage Includes: (Coverage details may vary depending on your provider and province. Please refer to the policy wording for full details.)

  • Emergency hospitalization & medical expenses
  • Non-emergency medical treatments
  • Doctor consultations & routine check-ups
  • Psychiatric & psychological care
  • Tutorial services & trauma counseling
  • Prescription drugs & diagnostic tests
  • Ambulance services
  • Dental emergencies & wisdom teeth removal
  • Eye exams, glasses, and hearing aids
  • Maternity expenses
  • Tuberculosis testing & vaccinations
  • Emergency air transportation or return home
  • Repatriation (return of deceased)
  • Transportation of a family member in emergencies
  • Accidental death & dismemberment

Why Do You Need International Student Insurance in Canada?

Studying abroad is exciting, but no one plans to get sick or face a medical emergency. Without coverage, hospital and treatment bills in Canada can be extremely expensive.

With the right student insurance, you are protected from unexpected expenses, giving you peace of mind and allowing you to focus on your studies.

Key Benefits of International Student Insurance

Mandatory Requirement – All Canadian universities require international students to have health insurance.

Affordable Premiums – Plans are designed for students with low and flexible costs.

Comprehensive Coverage – Up to $5 million in coverage for most medical services.

Protection Across Provinces – Private plans can cover you even when you travel within Canada or abroad.

Study in Canada with Confidence

Don’t let unexpected medical expenses affect your education. With the right International Student Insurance from Harpreet Rana Insurance Inc., you can focus on your studies while we take care of your health coverage.

Get a Free Quote Today or call +1 (416) 871-3571 for expert guidance.

Why Choose Harpreet Rana Insurance Inc.?

At Harpreet Rana Insurance Inc., we specialize in helping international students find the right health insurance plan that meets university requirements and provides the maximum protection at affordable rates.

Guidance based on your province of study

Access to both provincial and private plans

Coverage options tailored to your duration of stay

Personalized support to help you compare and choose

Some Important FAQ's

Common Frequently Asked Questions

It’s best to purchase your student insurance before arriving in Canada. This avoids waiting periods, which can sometimes delay coverage.

The Government of Canada does not set universal requirements. However, most institutions require coverage for hospitalization, emergency medical care, and repatriation.

Yes. While requirements differ by province, universities and colleges make health insurance mandatory for all international students.

Many student insurance plans include emergency dental coverage, such as repairs, extractions, and relief for dental pain (up to policy limits).

You can use our free online quote tool to compare available plans. Always review the policy wording to ensure the plan covers your specific needs.

Yes! If you hold a valid study permit and are enrolled in a Canadian institution, you are eligible for International Student Insurance.