What is Personal Drug & Dental Insurance?
Drug Coverage helps pay for prescription medications, reducing the cost burden and ensuring access to necessary drugs. Dental Coverage includes routine dental care, fillings, cleanings, and more. Extended Health Benefits may cover vision care, physiotherapy, chiropractic care, and other services, while some plans include hospitalization and travel insurance.
Who Needs This Insurance & Why?
- Self-Employed Individuals: Manage healthcare costs without employer-sponsored plans.
- Retirees: Maintain benefits after leaving employment.
- Individuals Without Employer Benefits: Coverage for part-time or gig workers.
- Growing Families: Regular care for children’s healthcare needs.
- People with Chronic Conditions: Ongoing treatments and specialist care support.
Why is this Insurance Necessary?
It fills gaps left by provincial health plans, offering financial protection and access to healthcare services. It helps avoid delays in care and reduce unexpected expenses.
Benefits of Personal Drug & Dental Insurance
- Substantial Cost Savings: Reduce out-of-pocket expenses significantly.
- Immediate Access to Care: Afford treatments without financial stress.
- Complete Peace of Mind: Comprehensive coverage for unexpected medical needs.
- Comprehensive Coverage: Includes dental, drug, and paramedical services.
- Flexible Payment Options: Plans that fit your budget.